From first call to coverage day, set in four chapters.
A field manual for the work of matching coverage to a life with a pre-existing condition. Read in order, or skim. We move at your pace — never at a closer's.
We listen, first.
Your conditions, your specialists, every medication by name and dose, the procedures on the calendar. We write it all down. No tone shift when you mention something hard.
We research every plan in your ZIP.
We pull every ACA-compliant plan available to you. We check each carrier's specialist directory by name. We pull the formulary and find your meds, then their tier and your real out-of-pocket.
We compare on what matters.
We come back with two or three plans, not twenty. For each: what it covers, what it costs on a typical month, what it costs on a hard month, and the honest trade-offs.
We enroll, then anchor the year.
We handle the paperwork. We confirm your providers are still in-network the morning of effective date. Throughout the year we stay on call for claims, denials, formulary changes, life events.
What to have ready (optional).
Nothing required. But these four items shave a chapter or two off the process.
Start the consultation →- 01.Names of specialists you'd like to keep
- 02.Current prescriptions, dosage and frequency
- 03.Last year's tax-filing income (estimate is fine)
- 04.ZIP code and household size